Fraction vs. reverse mortgages
Fraction bears some similarities to reverse mortgages. Both have no monthly payments and both options allow you to access your equity without having to sell your home.
Unlike with reverse mortgages, a Fraction Appreciation Mortgage comes with a flexible interest rate that is tied to the changing value of your home. With Fraction, your interest rate will drop to a bare minimum when the market slumps in order to protect your hard-earned equity.
With a reverse mortgage, your interest rate will generally stay in the same range even when the market is down, which can quickly deplete your equity.