How it started

Fraction started with a simple idea: could there be a fairer way to help people access the equity in their homes?

Coming from a technology background, the Fraction team approached the problem in a completely different way compared to the financial veterans who dominate the industry. We looked at the problem through your perspective.

We threw out the rulebook and wrote a new one

We lifted barriers to access, and did away with penalties.

We reimagined the application process to be more like a partnership, and less like a transaction.

Finally, we put you and your home in the driver seat because like everyone else, your situation is unique.

In the long-run, we want to reshape our entire industry to be fairer and more transparent for all.

Meet the team

Hayden James
CEO & Co-founder
Josh Baker
CTO & Co-founder
Rayan Rafay
COO, CFO & Co-founder
Saki Murachi
Operations
Behrouz Salehipour
Design
Robert Britton
Sales
Lauren Falls
Capital Markets
Krishnakant Mishra
Engineering
Sara Priola
Outside General Counsel

Want to get in touch?

Contact us

We're hiring!

Join a growing team that's reimagining a fairer way for homeowners to access their home equity. If you’re passionate about socially-conscious finance and making a difference, we’d love to have you aboard the team.

Unlock more possibilities

Access up to 40% of your hard-earned equity in tax-free cash without selling your home. Our motto is “spend a little, invest a lot, and save some for a rainy day.”
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