The fairest way to access your home equity

Unlock up to $1.5M of your home equity while staying in the home you love. Plus, there are no monthly payments or unfair interest rates.

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Homeowners can get up to $1.5M

Looking to diversify your home equity?

Tax-free cash can be used in any investment.

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Planning or already retired?

Fraction can help with a steady income stream.

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Need an avenue for debt relief?

Use Fraction as a way of tackling your debt.

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Why homeowners choose Fraction

Fraction is fair

We keep your interest rate low if the market is low, keeping more money in your pocket.

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Fraction is flexible

No monthly payments and you can sell whenever without penalty.

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Fraction is smart

We’re a stable solution for a changing housing market.

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Fraction is resilient

Spend less on interest, spend more time in the home you love.

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It's fast, easy, and transparent

That’s because our platform is easy to use and built by some really smart people. If you need a fast solution, we can help. But if you have a moment, please take all the time you need to compare your options.
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See for yourself

Imagine your home is worth $1,000,000 at signing and you
receive $300,000 in cash with a Fraction Appreciation Mortgage.

Interested in seeing what Fraction’s Appreciation Mortgage looks like for your home?

Get an estimate

Unlock more possibilities

Access up to 40% of your hard-earned equity in tax-free cash without selling your home. Our motto is “spend a little, invest a lot, and save some for a rainy day.”

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